Podcast: Punchcard

How to Resolve Conflict Cooperatively w/ Paul Kahawatte

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Punchcard
How to Resolve Conflict Cooperatively w/ Paul Kahawatte
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Conflict is an inevitability, but most of us are surprisingly bad at dealing with it. We fall back on habits like avoidance, passive aggression, or lashing out. In a cooperative, when we’ve come together to increase our collective capacity, unresolved tensions can quickly bog us down, drain the energy and lead to disengagement.

So what does it look like to handle conflict well?

This month Punchcard’s guest is Paul Kahawatte, a member of Navigate and an experienced mediator working with communities, cooperatives, and social movements. In my interview with him, he shares the structures and processes he uses to ward off conflict, catch it early, and resolve it in ways that strengthen, rather than fracture.


🎧 Listen to the full interview with Paul on workers.coop/punchcard or wherever you get your podcasts


Catching Conflict Early

One thing Paul emphasised throughout our conversation was the importance of noticing conflict early and asking for support if you can’t face it alone. Too often we ignore tensions because they feel too small to bring up.

Conflict doesn’t always start with dramatic confrontation. More often it begins with small frustrations: someone feels another member isn’t pulling their weight, messages go unanswered, or two people quietly disagree about the direction of a project. On their own these moments seem minor, but over time they can build resentment and slowly erode trust and hold us back.

The good news is that small conflicts are easier to resolve. Addressing something early might mean a five-minute conversation instead of a five-month standoff. And like any skill, the more often we practise it, the easier it becomes.

👉 Want more practical co-op tools like this? Help us make more –> support Punchcard on Open Collective


What to Do When in Conflict

A key take away from this interview was Paul’s step-by-step approach navigating conflict once it has arisen:

Level 1 – Listen to yourself
What has upset you? What value or need feels threatened? Sometimes this can be enough

Level 2 – Share it with someone neutral
Tell a neutral figure who is a good listener and won’t take sides.

Level 3 – Talk with others involved in the conflict
Sit down together and talk openly. Can you understand each other and agree on a way to move forward?

Level 4 – Silent observer
Another member attends the meeting, sitting in silence but adding a layer of accountability and support.

Level 5 – Mediation
A trained mediator facilitates a structured process and helps make agreements.

Level 6 – Uni-lateral action
If resolution isn’t possible or someone refuses to engage, the co-op may have to step in and resolve the conflict

👀 We’ve pulled this breakdown into its own 10-minute clip — watch it here


Agree the Process Before You Need It

Just as you set up a kitchen before you get hungry, you need infrastructure in place that will address conflict before you urgently need it, because that is the hardest time to agree on one.

In Navigate’s living system work, they highlight a few preconditions for creating and maintaining an effective system: Members need to fully understand and consent to the process in advance, it needs to be easy to find and simple to use, and the co-op needs to make space for the members to engage with it.

With these foundations in place, even small conflicts have a clear path toward resolution, and the co-op’s culture of trust and collaboration is preserved.

📚You can find Navigate’s free living systems resources here


❤️ Support Punchcard

After the positive response to Ai Van’s episode featuring the £1 model, I’ve been working on getting more guests on Punchcard who have practical solutions to worker cooperative challenges. 

If you found this episode useful, and want more like it, help us by supporting Punchcard on Open Collective. Your contributions are helping us to create an archive of practical resources that strengthen workplace democracy.

👉 Support Punchcard on Open Collective


🎧 Listen to Punchcard on workers.coop/podcast or wherever you get your podcasts


Replacing Banks with Savings Clubs w/ Rob Callender

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Replacing Banks with Savings Clubs w/ Rob Callender
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There are a couple of thousand people working in worker co-ops across the UK. Collectively, that represents millions of pounds sitting idly in separate bank accounts, where it’s used by banks to pay shareholders and invest in things many of us would strongly oppose.

What would it look like to pool more of that money together and use it collectively instead?

Some of us already use credit unions, community shares, or building societies, but these institutions can still feel distant and impersonal. They don’t bring people together and embed democratic culture and power in the way that worker co-ops do.

This month’s guest is Rob Callender, co-founder of Kin.coop, a platform designed to help people start and manage cooperative savings clubs.

What would it look like to organise money collectively?


👉 Punchcard exists to help worker co-ops learn from each other and become stronger –> support Punchcard on Open Collective and help us keep these conversations going


Money is Power

Rob put it bluntly when he said, “If we can’t change this, I think we’re fucked.”

He was talking about how weak we are when our money is isolated and managed individually. Worker co-ops are built around collective control — over our labour, workplaces, sense of purpose — but financially we remain fragmented compared to the banks, investors, and billionaires who shape the wider economy.

We need to take financial cooperation more seriously.


🎧 Listen to the full episode on workers.coop/punchcard or wherever you get your podcasts


But What Would We Actually Use Savings Clubs For?

Savings clubs are common across much of the world, but in the UK they still feel unusual. We’re very private about money, so the idea of putting it into a shared pot and collectively deciding how to use it can feel alien.

Some uses are simple. Buying groups, insurance pots, and solidarity funds can use savings clubs to manage shared money and support each other through difficult periods without needing formal structures.

Others are more transformative. Rotating savings clubs let members periodically access larger lump sums for things like university fees, emergency costs, flights home, or replacing appliances. Instead of relying on debt and paying interest, people borrow money from each other at no cost, and build community and resilience instead.


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Building A Worker Cooperative Safety Net

The worker co-op movement already has forms of financial solidarity. Solidfund, for example, redistributes money from workers and co-ops to support projects across the sector, and co-ops like Hempen, New Internationalist, and Loaf have all benefited from that support at difficult moments.

But it did leave me wondering whether we could go further.

Many co-ops hold reserves covering 3–6 months of operating costs. Obviously those reserves exist for good reason, but the likelihood of every co-op collapsing simultaneously is relatively low. So what would it look like to collectively pool a portion of those reserves instead of every organisation holding them entirely separately?

Rather than relying only on small voluntary donations, could the movement build larger shared financial infrastructure capable of supporting co-ops through crises, transitions, or moments where projects risk collapse entirely, like the recent fall of Daily Bread Cambridge and Brixton Cycles? I don’t have the answer, but I do think we need to get more serious about collectivising the movement’s finances.


❤️ Support Punchcard

Punchcard is still a small project, but it’s steadily growing into an archive of practical lessons, tools, and experiments from across the international worker co-op movement.

If you’ve found these conversations useful, supporting the show helps us keep producing them and developing Punchcard into something more sustainable.

The goal is to create resources that help people imagine, build, and strengthen democratic workplaces.

👉 Support Punchcard on Open Collective

🎧 Listen to Punchcard on workers.coop/punchcard or wherever you get your podcasts

🔄 Share Punchcard with other cooperators, workers and organisers

Welcome to Punchcard

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Welcome to Punchcard
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Welcome to Punchcard! Listen to 1-on-1 interview with a worker cooperator sharing their stories, experiences and insights.

Share & support Punchcard to move conversation away from traditional capitalist businesses towards worker controlled alternatives.

Punchcard is produced by workers.coop and Principle Six.

Building workers.coop the UK’s Worker Coop Federation w/ Sam Nordland

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Building workers.coop the UK’s Worker Coop Federation w/ Sam Nordland
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Sam Nordland speaks to Punchcard about being a member of Gung Ho Housing Cooperative, a co-founding member of the Warehouse Cafe Workers Cooperative, a member of Stirchley Development Cooperative and now works for workers.coop the UK based federation of worker cooperatives.

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Support us by contributing as little as £1 per month at opencollective.com/workerscoop/projects/punchcard

Listen, follow & rate Punchcard on workers.coop/podcast, Spotify, Apple Podcasts & Youtube

The Rise & Fall of Black Cat Cafe Workers Cooperative w/ Nacho Gomez

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The Rise & Fall of Black Cat Cafe Workers Cooperative w/ Nacho Gomez
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In this episode Nacho speaks candidly about the highs & the lows of his & Carla’s 10 year journey with Black Cat Cafe. Even though from the outside Black Cat Cafe seems to be extremely successful Nacho shares about the constant challenges they faced – the difficulties paying members & staff fairly, and the set backs when trying to attract & retain worker members.

Nacho & Caleb also reflect on the lessons learnt & we celebrate what Black Cat Cafe has achieved – having become a landmark in the vegan, activist & cooperative scenes for its pioneering vegan cuisine & dedication to supporting its community & activists.

Black Cat Cafe may stop being a workers cooperative, but as Sam Nordland said in Episode 1 painting co-op business closures as failures isn’t always useful, because “we provided jobs for ourselves for a number of years & we introduced a lot of young people to working in a cooperative setting”.

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Support us by contributing as little as £1 per month at opencollective.com/workerscoop/projects/punchcard

Listen, follow & rate Punchcard on workers.coop/podcast, Spotify, Apple Podcasts & Youtube

3 Keys to Strengthen Cooperative Democracy w/ Owen Powell

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3 Keys to Strengthen Cooperative Democracy w/ Owen Powell
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In this episode of Punchcard, we sit down with Owen Powell, a lecturer and researcher with a focus on cooperative democracy. Owen first cut his teeth in the Young Cooperators Network, a national initiative formed by young people seeking cooperative alternatives to traditional economic models following the 2008 financial crash. Since then, he has completed a PhD that examined how larger and more established worker cooperatives maintain collectivist democracy over time.

In his PhD research, Owen identified 3 critical factors for strengthening cooperative democracy:

  1. Member Induction, Integration, and Involvement
  2. A Culture of Reviewing and Refreshing Established Norms
  3. Bringing in Learning and Expertise from Outside

Owen remains deeply committed to the cooperative movement, actively contributing to workers.coop as a member of their research working group. The group has already published two significant reports on the organisation’s collectivist health, offering valuable insights into the sustainability of cooperative principles.

Join us as we explore Owen’s work and discuss how research can support and empower cooperatives to survive the winds of change.

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Support us by contributing as little as £1 per month at opencollective.com/workerscoop/projects/punchcard

Listen, follow & rate Punchcard on workers.coop/podcastSpotifyApple Podcasts & Youtube

How to Make Decisions with 200 Worker Members w/ Beau Bulman

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How to Make Decisions with 200 Worker Members w/ Beau Bulman
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In this episode of Punchcard, we speak to Beau Bulman, one of the People Development Coordinators at Suma Wholefoods Worker Cooperative, about the challenges and compromises required to practice direct democracy within a cooperative of 200 worker-members, as well as sharing insights into improving member recruitment, member induction, and sustaining a cooperative culture. 

In addition to the conversation with Beau, Suma has shared their seven internal cooperative principles, that they use alongside the seven International Cooperative Principles:

  1. Suma members multi-skill.
    They actively seek out training and development to enable them to take on roles in both office and non-office areas (where practical and reasonable).
  2. Suma members see the bigger picture.
    They have a broad knowledge of Suma and have an understanding of the wider business environment.
  3. Suma members put in more than they take out.
    They work for the collective good, actively promoting cooperative values.
  4. Suma members communicate openly and honestly.
    They are professional and approachable, endeavouring to understand the viewpoint of others.
  5. Suma members actively seek out responsibility.
    They self-manage and involve themselves in the management and development of their business.
  6. Suma members are flexible.
    They are responsive to the changing needs of their business.
  7. Suma members are hardworking and have a can-do attitude.
    They monitor both the quality of their work and their productivity to ensure they meet member standard.

Listen in as we explore Beau’s work and strategies for cultivating democracy & collective responsibility.

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Support us by contributing as little as £1 per month at opencollective.com/workerscoop/projects/punchcardListen, follow & rate Punchcard on workers.coop/podcast, Spotify, Apple Podcasts & Youtube

A Cautionary Tale from the US Federation of Worker Cooperatives w/ Rebecca Kemble

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A Cautionary Tale from the US Federation of Worker Cooperatives w/ Rebecca Kemble
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In this episode of Punchcard, we speak to Rebecca Kemble, an experienced cooperator from the US, who is a member of Union Cabs Worker Coop in Madison and co-founder of the Solidarity Economy Principles Project.

From 2009-2016 Rebecca was a member of the board of the US Federation of Worker Coops, and in late 2024, Rebecca penned an article pointing a finger at the Federation for having drifted away from its grassroots cooperative movement origins, by centralising power and becoming unaccountable to the cooperatives that it claims to represent.

In response to the Federations shift Rebecca and others have developed the Solidarity Economy Principles Project. The project was founded to help guide and ground organisations in cooperative practices & principles to avoid them going the same way as the US Federation.

To hear the full story, listen to episode 5 of Punchcard – A Warning From The US Federation of Worker Coops w/ Rebecca Kemble.

Additional resources

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Support us by contributing as little as £1 per month at opencollective.com/workerscoop/projects/punchcard

Listen, follow & rate Punchcard on workers.coop/podcast, Spotify, Apple Podcasts & Youtube or wherever you get your podcasts

Overcoming Financial Difficulty for Co-ops w/ Ai Van Kok

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Overcoming Financial Difficulty for Co-ops w/ Ai Van Kok
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In this episode of Punchcard, we speak with Ai Van Kok, formerly a financial analyst at Leeds Bread Co-op. She joined the co-op when the co-op’s cashflow was at a critical moment—it was just months away from being unable to pay its worker’s wages. Facing an urgent crisis, Ai Van turned to traditional business management literature for solutions, finding valuable insights in books like Profit First and The E-Myth Revisited.

One of the most impactful tools Ai Van discovered was the £1 model. Financial documents make most people’s eyes glaze over, but the £1 model strips away unnecessary details and highlights only the key information. For the first time, members of Leeds Bread Co-op felt they could truly understand the co-op’s finances and were able to cut costs that saved the business.

While Ai Van had to adapt these tools to fit a cooperative framework, her approach challenges resistance to learn from traditional business practices. By translating and repurposing these methods, she has not only helped Leeds Bread Co-op but also supported other small co-ops, including Loaf Bakery, The Bike Mill, and Footprint, in strengthening their financial understanding and management.

Watch in this supplementary video where Ai Van Kok breaks down the £1 model, explaining exactly how to use it and how to apply it to your cooperative.

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Support us by contributing as little as £1 per month at opencollective.com/workerscoop/projects/punchcard

Listen, follow & rate Punchcard on workers.coop/podcast, Overcast, PocketCasts, RSS, Spotify, Apple Podcasts & Youtube or wherever you get your podcasts

Rethinking How Co-ops Approach Diversity & Inclusion w/ Taylor Le Melle

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Rethinking How Co-ops Approach Diversity & Inclusion w/ Taylor Le Melle
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In this episode of Punchcard, we speak with Taylor Le Melle, a founding member of not/nowhere, a BPOC worker cooperative that supports artists to navigate the structures and institutions of the UK art world, unpacking harmful myths and helping artists to recognise and use their power in the industry.

As a BPOC cooperative which is also queer-led, not/nowhere challenges other co-ops to move beyond inclusion efforts and instead adopt a more radical approach to redistribution. Inclusion, even in its most well-intentioned forms, often demands assimilation, whereas redistribution supports alternative ideas and ways of being that come from the bottom up. In this reclamation of solidarity, self-sacrifice becomes central: if you are unwilling to give something up, is it truly redistributing power, or simply another form of charity?

Taylor sees the arts as a perverse industry which also has unique opportunities for redistribution, as it is one of the only industries “where you could charge £20,000 for something that you worked on for five minutes”. By accessing capital through art, resources can be redirected toward education and movement-building. not/nowhere itself does this through its access to antique analogue film equipment and funding from the Arts Council.

Tune in to hear the full discussion with Taylor.

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Support us by contributing as little as £1 per month at opencollective.com/workerscoop/projects/punchcard

Listen, follow & rate Punchcard on workers.coop/podcast, Overcast, PocketCasts, RSS, Spotify, Apple Podcasts & Youtube or wherever you get your podcasts